First Citizens State Bank


Financial Institutions

About Us

As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide top quality services to help you meet your financial goals. Home grown and owned, with a very rich history of being involved with the Whitewater community. Large enough to serve you, and small enough to care.

We do this through friendly, prompt, and personalized service from our knowledgeable staff and a strong financial base as illustrated by our 5-Star Rating by Bauer Financial.

We bring service based on over 150 years of experience.

We offer all types of loans – constructions loans, home loans, business loans, ag loans and all types of personal loans. We also offer all kinds of checking accounts, saving accounts, certificate of deposit, and IRA options. And we have Debit Cards, Internet Banking, and Mobile Banking to complete your banking needs.

We have several Branch and ATM locations that are listed below;

First Citizens State Bank - Main Office
207 West Main Street
Whitewater, Wisconsin 53190
Phone: (262) 473-2112

First Citizens State Bank - West Office
1058 West Main Street
Whitewater, Wisconsin 53190
Phone: (262) 473-3666

First Citizens State Bank - East Troy Office
2546 East Main Street
East Troy, Wisconsin 53120
Phone: (262) 642-2530

First Citizens State Bank – Palmyra Office
111 E. Main St.
Palmyra, WI 53156
Phone: (262) 495-2101